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Unexpected gains of wealth and money
By Dr. Revathi Vee Kumar

Sudden and unexpected gains are possible, if 2nd, 7th and 11th lords are posited in the Ascendant and aspected by Jupiter. Any un-afflicted Neechabhanga Rajayoga formed in the chart confers a good amount of unexpected wealth and money to the native. If 8th lord is strong and in benefic aspects with Moon and Venus, sudden gains from female relationships are indicated by the houses influenced by Moon and Venus or from a female indicated by the house occupied by the 8th lord or the planets conjoined with 8th lord.

 
EVERY individual not only keeps trying to acquire more and more money and wealth by different ways and means but also is very anxious to know his chances of getting them. Astrology is a very effective tool that can be employed for forecasting these possibilities also in life. Whether a native enjoys material luck in his life time and also the amount of money and wealth that one may acquire, besides the time of their acquisition, source, etc can be known from a horoscope fairly accurately.

There are many sources, ways and means of gaining unexpected wealth and money. The main possibilities are through acquisition of Treasures hidden underground (nidhi), Lottery and Gambling, Graft/ bribe, gaining profits in speculations in stocks and shares, through Inheritance, awards and honours, win in Competitions, etc. Before proceeding further with the details on all these, it is pointed out that first we must examine a horoscope to know whether the concerned native is basically destined to acquire a good financial status in life or not, as it may so happen that even a person who is poor initially may become rich and affluent later, due to different reasons. Only after knowing that, the actual ways and means of acquiring such wealth and money, whether it would be through a sudden/unexpected 'windfall' or is it likely to be acquired gradually over a period of time, etc is to be explored. However, in this write-up, the basic propensity of a chart for getting unexpected gains in wealth and money is only discussed. Here, it must be kept in mind that we are more particular about the possibilities of a person getting a significant and considerable amount of money and wealth even occasionally and not a meager/negligible one. Let us begin with the general combinations indicating the acquisition of sudden gains in a chart and then discuss the possibilities specifically through some of the sources mentioned above.

General combinations for Sudden gains

In general, the 2nd house of a horoscope rules Wealth and Money (Dhana). 5th house signifies entertainment, speculations etc. 8th house stands for sudden, unexpected, secret wealth and inheritances also, while the 11th house signifies all types of income/ gains. Hence, for any native to get unexpected and sudden gains or windfall, mainly these four houses and their lords should be strong, un-afflicted, well interconnected and influenced by benefics in his chart. Usually, the 4th house representing material possessions and 9th house signifying oneís luck in this life are also to be disposed of favourably for such accomplishments. As the Upachaya houses (3,6,10,11) are considered to be the houses of improvement in a horoscope, their role is also seen in some cases. Apart from the above, the following points would also be very useful in judging the potential for sudden gains in a chart:

In Jataka Tatwa (chapter3, Dhana viveka, sl. 2 to 5), the following combinations are said to make a native rich suddenly :

1.Benefics in Upachaya (3,6,10&11) houses from Moon.
2. Navamsa dispositor of 10th lord occupying 11th house.
3. Lords of 2nd and 10th houses conjoined in Kendra or trikona in a chart.
4. If the 2nd lord is in Simhasanamsa, the native gets sudden wealth. Also, in Chaturtha viveka (sl.90), a native is said to own a house all of sudden if the lords of 4th & 11th houses are conjoined in 4th house.



Any Vipareeta Rajayogas formed in a chart relating to 8th house / its lord confers unexpected wealth to the native.

Generally, for a good financial status and gains, the ascendant, 2nd, 9th, 10th and 11th houses and their lords should be strong, well influenced and well interconnected in a chart. Also, the houses (2nd, 6th &10th) forming the artha trikona of a chart are supportive.

Any inter-connection within Kendras or Trikonas, or mutually between them, confers good financial gains during the Dasa/Bhukti periods of the concerned Planets.

Sudden and unexpected gains are possible, if 2nd, 7th and 11th lords are posited in the Ascendant and aspected by Jupiter.

Any un-afflicted Neechabhanga Rajayoga formed in the chart confers a good amount of unexpected wealth and money to the native.

If all the planets are occupying the first seven houses of a chart forming a Grahamalika Yoga, commencing from the Ascendant, the native becomes very lucky in life and gets all wealth and comforts.

Generally, any kind of relationship (aspect, conjunction, exchange of signs/stars, mutual placement in angle/trine) among the lords of 1st, 2nd, 4th, 5th, 7th, 9th, 10th & 11th houses in a chart augurs well for acquisition of sudden gains. Especially when malefics like Rahu, Ketu, Mars and Saturn are well associated with such relationships, it indicates acquisition through unconventional (sometimes unlawful) means.

If 8th lord is strong and in benefic aspects with Moon and Venus, sudden gains from female relationships are indicated by the houses influenced by Moon and Venus or from a female indicated by the house occupied by the 8th lord or the planets conjoined with 8th lord.

If there are benefic yogas with 4th lord, gains of land or house are indicated; gains from father, mother or spouse are indicated by the benefic yogas with Sun & 9th lord, Moon& 4th lord and Venus &7th lord, respectively.

The influence of Rahu in acquisition of unexpected wealth and money needs a special mention. Its association with 2nd, 5th, 8th &11th houses (especially 2nd&8th) confers a 'windfall' in his dasa/bhukti periods often in an unorthodox, unlawful or an abnormal way, subject to other attendant conditions in the chart.

In Jyothishaarnava Navaneetam the following combinations are seen :

i) A person will gain financially or articles from foreign sources if 11th lord is in 11th house with strength while 2nd lord is posited in a watery navamsa with the Ascendant being a watery sign or its lord occupying a watery Rasi (sl.376)

ii) A native will receive donations/charities if 5th lord is in 9th house as 9th lord is in 10th house in aspect to the lord of Ascendant. (sl.316).

iii) A native would prosper through his children, if 5th lord is in 9th house with the aspect or company of 9th lord or if the significator of fortunes (i.e., Jupiter) is in 5th house. (sl.288) iv) The source of acquisition of money should be guessed based on the association of 10th lord. For example, if 10th lord is with 7th lord or Venus, money will be acquired through spouse or females. If 10th lord is in conjunction with Jupiter, it will give wealth through the King or men of royalty, through Sudras if with Saturn, and so on. (sl.367&368).

Acquisition of underground Treasures (nidhi)

The 4th house in a horoscope indicates oneís possessions like land and building, vehicles, etc. As such, it includes any treasure, hidden under the ground also. 2nd house rules money and materials like gems and jewels, etc. 9th house indicates oneís luck. Therefore, a native would acquire a hidden or abandoned treasure, if there are strong interconnections between these house lords in any chart. The following combinations are noteworthy in this regard :

i) 4th house and 4th lord being strong and connected with 8th lord with the influence of a strong and benefic Mars.

ii) 2nd lord conjoined with 4th lord in 9th house.

iii) Lords of 2nd and 11th houses conjoined in 4th house with 4th lord as a benefic and also occupying a benefic sign.

iv) Lord of 11th house occupying 4th house in conjunction with a benefic.

v) If the lords of 4th and 10th houses are occupying their own or exaltation signs and in favourable houses (Eg. as that of friends), then also the native is expected to encounter hidden treasure or unexpected wealth.

If 2nd lord is powerful and is associated with or aspected by 7th lord or the karaka for the 7th house, the native shall get wealth through his wife. If 9th lord is in the 7th house and Bhagyakaraka Jupiter is aspected by Venus, the native gets money and wealth through his wife.



vi) According to Sarvartha chinthamani (ch.3, sl.54), when the Lord of ascendant is posited in the 2nd house, lord of 2nd is posited in the 11th house and lord of 11th is posited in the ascendant, the native is expected to get nidhi (hidden treasure) in his life.

vii) The above rule appears in Jataka Tatwa (ch.3, dhanaviveka, sl.43) also. Also, as per sl.44, occupancy of the Ascendant lord in 2nd or 9th house indicates acquisition of a treasure and as per sl.50, if 2nd lord is posited in 8th house, the native shall find a treasure.

viii) According to Jambu Maharishi Vakyam (tamil) 14th poem, a native would acquire a treasure underground if 9th house in his chart is occupied by Jupiter, Venus or Mercury in its own or exaltation sign. This is possible only in 8 cases viz., Jupiter in Sagittarius for Aries Ascendant, Jupiter in Pisces for Cancer Ascendant, Jupiter in Cancer for Scorpio Ascendant, Venus in Pisces for Cancer Ascendant, Venus in Taurus for Virgo Ascendant, Venus in Libra for Aquarius Ascendant, Mercury in Gemini for of Libra Ascendant and Mercury in Virgo for Capricorn Ascendant.

ix) According to Jataka Naradeeyam, if 11th lord is in the 9th house and 9th lord is hemmed between benefics with Mercury in Simhasanamsa, that native gets a treasure of wealth.

Inheritance

As we know, the inheritance of parental/ancestral property is a routine or general affair in the society, which has been in vogue, right from times immemorial. But, there are cases, where it does not happen routinely, owing to different reasons such as estrangements due to strained relationships, deserting of parents by their children, etc. Most often, in such cases only, Astrologers are approached for some clues on the possibilities of inheritance. There are many combinations indicated in different classics on Astrology in this regard. The followings ones would be very useful in dealing with such cases :

According to Jyothishaarnava Navaneetam (sl.290&326), a native will enjoy paternal fortunes, if a) Venus is conjoined with 9th lord b)Venus is posited in 9th house c)Venus is posited in angle from the Ascendant d) the lords of Ascendant and the 9th house have exchanged houses e) the lords of Ascendant and 9th house are in angles to the Ascendant.

It is said that if the 3rd, 6th, 9th & 12th houses from Sun in a horoscope are very strong, then the native gets the yoga of inheriting fatherís property. Also, if Moon is posited in 2nd, 5th, 8th or 11th house from Sun in a horoscope, similar results are expected.


As per Koushika Jothida Chinthamani (tamil), If 2nd lord happens to be Jupiter and is conjoined with Saturn in Sagittarius, the native would have the chances of acquiring wealth from grandmother.

In Jataka Tatwa (ch.3, Dhana viveka) the following combinations are indicated :

1. If Lagna & 2nd lords are strong and occupying the 3rd house; aspected by or associated with male planets; aspected by or associated with 3rd lord which is in a Vaiseshikamsa, the native shall inherit his brotherís property and wealth.(sl.48).

2. If 2nd lord is associated with or aspected by 4th lord, the native shall get great wealth through his mother. (sl 49).

3. If 2nd lord is associated with or aspected by 4th lord and has also attained a Vaiseshikamsa, the native shall get great wealth through relatives or agriculture.(sl 51).

4. If 2nd lord is strong and is either associated with or aspected by 5th lord and Jupiter, the native shall acquire wealth through his son.(sl.52).

5. If the Ascendant lord is powerful and has attained a Vaiseshikamsa, the native shall get wealth through a noble son. (ssl.53).

6. If the Ascendant lord is powerful and is associated with or aspected by 6th lord or Mars, the native shall get wealth through his enemies. (sl.54).

7. If 2nd lord is powerful and is associated with or aspected by 7th lord or the karaka for the 7th house, the native shall get wealth through his wife. (sl.55).

8. If 2nd lord is powerful and is associated with or aspected by 10th lord or its karaka, the native shall inherit his fatherís wealth. (sl.56).

9. If Sun is posited in the 4th house, the native gets wealth through his father.(sl.58).

According to Jataka Naradeeyam (tamil), the following combinations in a chart indicate the possibilities of a native acquiring wealth through his relatives :

1. If 9th lord is hemmed between benefics and Bhagyakaraka Jupiter is either aspected by Mercury or is conjoined with it in Shuba Shadvargas, then the native would acquire fatherís property.

2. If 9th lord is conjoined with Mars and Bhagyakaraka Jupiter is aspected by Venus or if both are posited in angles to Saturn, the native gets brotherís property.

3. If 9th lord is in the 7th house and Bhagyakaraka Jupiter is aspected by Venus, the native gets money and wealth through his wife.

4. If 9th lord and Jupiter are conjoined in 5th house or in vaiseshikamsas like Gopura, Airavatha, etc, the native gets luck through his children.

5. If 9th lord is in 9th and is aspected by Sun or Moon with Bhagyakaraka Jupiter posited in an angular house from Moon, the native gets luck through his maternal uncle.

The 6th and 11th houses and their lords have an important role in gambling. If these lords are together occupying 11th house, the native wins in lottery and gambling; but the same combination occurs in 12th house, it indicates loss in speculation. If the 6th lord is in 11th with 9th lord, the native owns much wealth through lottery or gambling.



Gains through Lottery, Gambling & Speculations

As already mentioned, 5th house represents entertainment and speculation. Therefore, the 5th house and its lord are the main significators for gains in lotteries, speculations, races and gambling. The houses 2nd (ruling wealth in general), 8th (signifying gains through dowry, inheritance, wills, adoption, awards, prizes, secret wealth etc.) and 11th (income and fulfillment) and their lords are the supporting ones for such gains. In addition to favourable interlinks among these houses and their lords, Ascendant (self) and 7th house (associate/ partner) & their lords along with Mercury (intelligence) must also be strong and favourable and well inter-connected in the chart for such sudden gains. The following combinations are noteworthy in this regard :

i) Lords of 2nd and 5th, 2nd and 11th, 5th and 11th or 2nd and 8th houses exchanging signs.

ii) Mercury in 11th house in own sign conjoined with 6th lord.

iii) 2nd, 5th, 8th & 11th lords occupying their own houses.

iv) 5th and 11th lords conjoined in 5th house along with either Rahu or Ketu.

v) 2nd and 11th lords conjoined in 5th house and aspected by with benefics.

vi) Lonely Jupiter in 5th or 8th in own or exaltation sign would give unexpected gains.

vii) 5th and 8th lords exchanging houses and Lagna lord being in good aspect with both of them or benefics occupying 5th and 8th houses.

viii) Inter-connection between 2nd and 8th lords would give unexpected gains.

ix) All planets occupying 1,2,3,7,8,10 &11 houses and not more than two planets conjoined together in the chart.

x) A strong and powerful Sun occupying an upachaya house from Moon.

xi) Jupiter and Moon conjoined in 2nd, 4th, 5th, 9th or 11th house in a chart.

xii) 5ht lord in 5th house along with Rahu or Ketu.

xiii) Venus as 5th lord combining with 11th lord in 5th or 11th house.

xiv) Lords of 2nd, 5th and 11th houses conjoined in an angle or trine.

Besides the above, the following points are to be kept in mind, while assessing the acquisition of unexpected money through Gambling, race, lottery, speculations in stocks & shares, etc :

Generally, 2nd, 5th, 8th, 11th houses have to be strong and well inter-connected in a chart. Also, it is necessary that they are tenanted by the planets in debilitation which are simultaneously afflicted by malefics like Mars, Saturn, Rahu or Ketu because such combinations impel the native to indulge in the activities like gambling, racing, bribe, extortion, etc. The debilitation and affliction of these house lords also would cause a similar effect.

The 6th and 11th houses and their lords have an important role in gambling. If these lords are together occupying 11th house, the native wins in lottery and gambling; but the same combination occurs in 12th house, it indicates loss in speculation. If the 6th lord is in 11th with 9th lord, the native owns much wealth through lottery or gambling.

Strong combination of Saturn and Rahu favours gambling especially in indoor games. If the 6th & 11th lords and Saturn are in the 11th house, the native wins in dice or playing cards through underhand tricks and by puzzling his opponents.

Mercury as 5th lord occupying 6th house causes loss in speculations. If the 5th lord Venus is in the 12th house with 6th lord the native will lose in gambling being addicted to the same. If there are many malefic planets in 12th house the native should not invest money in gambling or lottery as he will always lose.

Racing : Venus and Rahu indicate Horse-racing. If Venus, as the 5th lord is occupying the 11th house along with 6th lord, the native may win huge sums of money in Horse Racing; but in 12th house, it gives heavy loss in Horse Racing. Venus in 11th in own house conjoined with 6th lord also indicates gains through Horse Racing. There appears to be some link to Horse Racing with the sign Sagittarius. If 5th, 9th and 11th lords are conjoined with Rahu in 11th house, it indicates gain through Horse Racing. For gains in races, a strong 5th lord in benefic combination with Sun, Moon and Venus is also very supportive.

Moon is posited in 5th house and aspected by Venus, indicates sudden gain from lottery.

If the 5th lord Venus is in the 12th house with 6th lord the native will lose in gambling being addicted to the same. If there are many malefic planets placed in 12th house the native should not invest money in gambling or lottery as he will always lose.

According to Saravali, if Venus and Jupiter are conjoined in 10th house with the Ascendant lord being weak and Saturn occupying its exaltation sign, the native will be a gambler and wealthy as well.

Speculation in stocks and shares :

The following dispositions are helpful for gains by speculations
1) strong Jupiter connected with 2nd and 5th houses
2) 2nd, 5th& 11th houses and their lords well-placed and well aspected
3) 2nd lord exalted in 5th along with Lagna lord
4)11th lord and Jupiter aspecting 5th house and 5th lord aspecting Lagna
5) Mutual aspect between 5th and 11th lords
6) 2nd lord conjoined with 5th lord in 11th house
7) Moon and Mercury in 11th house with 6th lord indicates money through share market
8) Mercury being 5th lord occupying 6th house causes loss in speculations.

Unexpected money through bribe/graft

It is observed that for acquisition of Black money in trade, gains from bribes and palm-greasing, by theft, etc, apart from the presence of at least a few yogas for acquiring sudden wealth as mentioned above, another important condition also needs to be essentially satisfied in a chart. That is, the malefic planets like Mars, Saturn, Rahu or Ketu seriously afflict and spoil the Ascendant, 5th & 8th houses together with their lords. Usually, these malefics are stronger than the benefics in the chart.



Winning competitions, awards & honours

When there are benefic yogas from the Ascendant, 10th and 11th houses and their lords with the involvement of Jupiter who is the significator for respect (Gowravam), the native gets name, fame, gains in prizes, awards, etc. But, winning in a competition would be with the support of the additional influence of 5th, 6th, 9th house/lords when the respective houses/their lords ruling the concerned field of excellence are strong and are getting favourably associated with these parameters. For example, 3rd house for authors/writers, 5th house for performing artists, etc.

Timing the gains

Astrologically, it would be possible to forecast the probable time of unexpected gains in wealth and money by a native. Although they can be generally expected during the Dasa/ Bhukti periods of the concerned Planets indicating such possibilities, better accuracy can be obtained in this area, by examining properly the following additional features in a chart :


The following dispositions are helpful for gains by speculation in stocks and shares

1) strong Jupiter connected with 2nd and 5th houses
2) 2nd, 5th& 11th houses and their lords well-placed and well aspected
3) 2nd lord exalted in 5th along with Lagna lord
4)11th lord and Jupiter aspecting 5th house and 5th lord aspecting Lagna
5) Mutual aspect between 5th and 11th lords
6) 2nd lord conjoined with 5th lord in 11th house
7) Moon and Mercury in 11th house with 6th lord indicates money through share market
8) Mercury being 5th lord occupying 6th house causes loss in speculations.



i) Part of Fortune (Pars Fortunae):

It is a zodiacal point calculated by adding the longitudes of the Ascendant and Moon and subtracting from the sum the longitude of Sun in a chart. According to Llewellyn George, one of the pioneers in Western Astrology, the Part of Fortune represents worldly success as indicated by the house and sign it occupies in a nativity i.e., it benefits the house in which it is located at birth by causing gains in things ruled by such house subject to the quality of influences (aspects and conjunctions) it receives. In transit also, passing over or aspect of planets (both benefics and malefics) causes gains through the significations of the associated houses and signs. For example, Part of Fortune in 3rd house may create profitable journeys, gains through intellectual affairs (especially through communication/ writing), by means of amiable and honest kindred, etc. Thus, by examining the influences on the Part of Fortune in natal chart and combining it with the Dasa/ transit influences, it would be possible to forecast the gains, their sources, etc. Readers are requested to refer to the book A to z Horoscope maker and delineator by the above author (or any other standard book on Western Astrology) for further details.

ii) Hora (D2) Chart :

Hora chart is generally used for assessing the wealth, riches, prosperity, etc of a native. Occupancy of natural malefics in Sunís Hora and benefics in Moonís Hora is said to be favourable which makes the native generally wealthy and rich. As such, gains may be expected from these planets which are favourably posited in the Hora chart during their Dasa/Bhukti periods. Also, if the D-1 lagna falls in Moonís Hora, the native earns wealth in a land far away from the place of birth. He would be prosperous during childhood but would face poverty or shortage of funds during old age. The Hora chart can also be used for timing of gains by combining the Dasa and transit influences. When the planets favourably placed in the Hora chart influence in transit the houses indicating gains in the natal chart during favourable Dasa/Bhukti, gains to the native are expected.

iii) Sahams :

Sahams are sensitive points arrived at by the manipulation of longitudes of planets, the Ascendant and other houses concerned. They signify an important event in respect of a specific area of life during a particular year under consideration. More than 35 Sahams are employed in Annual horoscopy for predicting different areas of life. Out of these, only three sahams are very good pointers of gains in wealth and money. They are : Dhana or Artha Saham pertaining to the wealth, Bhagya or Punya Saham indicating oneís luck (it is same as the Part of Fortune) and Laba Saham indicating the gains. These Sahams in Annual horoscopy could also be used effectively for counter checking the possibilities of acquiring unexpected gains in wealth and money specifically during a particular year. Readers are requested to refer to any standard text book on Annual Horoscopy for further details on the calculation and usage of these Sahams.

Thus, it could be seen from the above discussion that it is possible to forecast with a fair amount of accuracy even gains, windfalls and acquisition of unexpected wealth and money using one's horoscope. Now, let us discuss a few Case-studies.

Case-study 1 :

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This is the horoscope of a Male. The following key points are to be noted :

The Ascendant is Aries and its lord Mars (who is also the 8th lord) is occupying 11th house along with 5th lord Sun.

The 11th and 5th lords have exchanged houses while Rahu and Ketu are occupying 5th and 11th houses respectively.

Mars and retrograde Saturn aspect 2nd house simultaneously.

The above combinations create a strong interlink among the houses 2,5,8&11 and their lords in the horoscope along the 5/11 axis. This interlink is created by all the three malefic planets viz., Mars, Saturn and Sun which is directly influenced by the remaining two malefic i.e., Rahu and Ketu.

The 3rd & 6th lord Mercury is posited in the junction of signs falling in 11th & 12th houses and is aspected by retrograde 9th & 12th lord Jupiter. 4th lord Moon and 12th lord Jupiter have exchanged their signs and also, Jupiter aspects Moon.

Besides, 9th & 12th lord Jupiter is retrograde in 4th house in Cancer (and works as if in debilitation) and aspects Venus (2nd & 7th lord) which is occupying the 10th house.

As already mentioned, these inter-connections among the houses 2,5,8&11 and their lords and the direct adverse influences of Rahu and Ketu on these houses and their lords along with the aspect of 9th lord on the 6th lord, would impel the native to indulge in the activities like gambling, racing, etc.

This native has confessed to have lost interest in pursuing any profession, right from the time of commencement of his Ketu Dasa during August 2011 and has taken to online playing of cards daily for earning his income for day-to-day living itself when Rahu sub-period had commenced during July 2014 and is presently continuing the same, despite the fact that he is not able to earn money as expected by him and is only just managing to make both the ends meet, with whatever is earned. As could be seen from his birth chart, due to the simultaneous aspect of Saturn and Mars on the 2nd house with Ketu afflicting the 11th house and Rahu afflicting the 11th lord in 5th house, despite an irregular and insufficient flow of money through online gambling of cards, the native is more inclined to continue the same further for his livelihood. But, the conjunction of Mercury with Moon and aspect of Jupiter on them have initiated a change in his mind set when Mercury sub period commenced during August 2017 as a result of which he had approached the author during the second week of September 2017 for suggestions for addressing the issues faced by him.

Case-study 2 :

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This is the horoscope of an IPS officer. The author was consulted through a mutual friend during June 2005 in Rahu Dasa and Venus Bhukthi, regarding his career, on the grounds that he was getting only unimportant or difficult postings and not his choices. An examination of the combinations prevalent in the chart revealed the following :

Ascendant is Pisces. Its lord Jupiter (also 10th lord) is posited in the 3rd house in an enemyís sign and is exchanging sign with 3rd lord Venus (also 8th lord), which is afflicting the Ascendant in conjunction with 6th lord Sun. 2nd & 9th lord Mars posited in 9th house in own house aspects Jupiter. Also, Jupiter is occupying an angular house (10th) from Moon, with Moon as the lord of the 5th occupying the 6th house from the Ascendant. These combinations create Dharma-karmadhipatya Rajayoga, Gajakesari yoga, etc in the chart. But, the formation of these yogas with the influence of 3rd & 6th houses/lords causes yogabhanga also.

10th house is tenanted by Rahu and it receives the aspect of retrograde Saturn (11th &12th lord) from 8th house. 4th house is afflicted by Ketu and the aspect of Mars on it is not favourable. Thus, 4th (happiness) and 10th (profession) houses are afflicted in the chart.

Saturn (lord of 11th & 12th houses) is occupying the 8th house in its exaltation sign Libra; but, it is retrograde there (hence, works like in debilitation) and aspects the 2nd, 5th and 10th houses. Ketu aspects Saturn (5th aspect). This single planet Saturn creates an adverse interlink among the houses 2,5,8,10,11&12 in the chart. Also, it prominently afflicts 10th, 2nd, 5th & 8th houses in the chart. Thus, as already pointed out, the afflictions to Ascendant, 10th, 2nd, 5th & 8th houses in the chart indicate a strong tendency in the native to indulge in lowly ways and means of earning secret income through graft/bribe, etc, which would result in bringing him disrepute in his profession due to which he was perhaps neither chosen for key posts nor allotted his choices in postings which made him unhappy.

Case-study 3 :

kundli


This is the horoscope of a Male, who suddenly got his share of his fatherís property in partition of assets, in spite of his estrangement with his parents and having a strained relationship with them for nearly 2 decades. The following combinations are noteworthy in this chart :

2nd lord Saturn being the karaka for 10th house is strongly posited in angles to both the Ascendant and Moon and is conjoined with 8th lord Moon. Both Moon and Saturn are aspecting 4th house signifying immovable assets.

According to Jataka Tatwa (ch.3, Dhana viveka, sl.56), if 2nd lord is powerful and is associated with or aspected by 10th lord or its karaka, the native shall inherit his fatherís wealth. As in this chart 2nd lord Saturn (who is also the significator for 10th house) is strong in 10th house conjoined with 8th lord Moon, the native got his fatherís property during August 2005 when he was running the sub period of Moon in the Dasa of Saturn. 9th lord Sun is in 11th house and is aspected by Bhagya karaka Jupiter from 5th house. He is the lord of Ascendant and 4th house as well.

The rule1 mentioned above from Jataka Naradeeyam is also fulfilled in this chart. The 9th lord Sun is hemmed between benefics Venus and Mercury and Bhagyakaraka Jupiter is aspected by Mercury. As a result, the native could get his fatherís property. Not only that. Saturn being 3rd lord also, its aspect on 4th house ensured that the native got the support of his younger brother in acquiring the property. It must be noted that simultaneous afflictions to 2nd & 8th houses/ lords have strained his family relationship. But, despite these afflictions, the native could acquire his fatherís property, due to more favourable combinations for inheritance.

 
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